Financials

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Highlights of the annual financial statements


Profit (ISKbn)

36.5

Capital ratio

30.4%

Return on investment (ROE)

14.8%

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Funding


Landsbankinn's funding is based on four main pillars: Customer deposits, obligations to financial undertakings, borrowing and equity.

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Risk management


Effective risk management is a key factor in the bank's
long-term profitability and stability.

Capital requirements (ISKbn)
Overall liquidity ratio (LCR)
Loans 90 days in arrears

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